Types of business insurance

Different types of insurance protect your business from different types of risk. Our overview of the key insurance types available.

The cost of litigation can put you under serious financial pressure, even if you win. Read our guide to insuring against the cost of legal action.

Depending on the size of your business and what you do, there are some insurances that will be compulsory and others that are highly advisable. 

Putting things right after a major incident at your workplace can be time-consuming - and while you're getting back to normal, you're losing income.

Every business vehicle needs the right insurance, whether it's owned or leased by the business, by you personally or by an employee. Our guide.

Directors and officers are at risk from an alarming range of potential claims. Protect yourself from legal costs, disqualification and worse.

Employers’ liability insurance is a legal requirement for most employers. We explain this and other types of employee insurances you might want to consider.

Making a sale doesn’t guarantee you're going to get paid. Goods can be damaged, stolen or lost and customers can go out of business or refuse to pay.

Along with theft and damage, you need to protect your tech against online threats such as viruses. Good security and the right insurance can help.

If you need to defend a legal claim, costs can quickly mount up. Without insurance, it might be simply too risky - even if you're in the right.

If your product injures someone or damages their property, you might face a claim for compensation. Product liability insurance can cover the costs.

Professional indemnity insurance helps protect you if a client thinks they lost out because of advice you gave them. We explain the basics.

Public liability insurance covers you if your business causes injury or property damage - from legal costs to any compensation you might have to pay.

This short guide from the Association of British Insurers will help you understand what insurance you will need for your small business.

Jazz Gakhal answers questions about business insurance, including which types you may need, how to make a successful claim and how to minimize risk.