Appropriate financing can make or break your business plans. Our overview of how to secure the finance needed to start up or grow your business.

Finance - overview

Appropriate financing can make or break your business plans. Our overview of the main options for the finance needed to start or grow your business.

Business loans - overview

Our introduction to borrowing money for your business - your options, how to work out how much you need and how to make sure you're creditworthy.

Business grants - overview

Getting grant funding for your business can be difficult - but very valuable. Our guide to finding grants you might qualify for, and how to apply.

Equity finance - overview

Getting investment for your business can be vital when borrowing isn't an option - but it can mean giving up some control. Read our overview.

Business plans - overview

A well-researched business plan with realistic cash flow forecasts is essential for securing business investment or loans. Our overview.

Business angels looking at laptop

Business angels

Business angels are wealthy individuals who provide capital - and sometimes advice - in return for company shares. Here's how to pitch to an angel.

Person holding car keys and tapping on tablet

Car finance

Get finance for your business cars wrong and you could end up with big headaches and even bigger bills. Read our guide to arranging car finance terms.

Export finance

Export finance

Exporting can be more financially complex than selling in the UK. How to negotiate payment methods, choose financing and deal with foreign currencies.

Team around table examining financials

Factoring and invoice discounting

Businesses often find that factoring (or invoice discounting) is a more flexible source of working capital than bank finance. Read our guide.

Hands holding tablet showing growth projections and working on papers with financial details

Finance your high-growth business

The right financing lets you make the most of your business' growth potential. Read our guide to the different sources of finance available.

Group of people in hard hats on building site

Financing equipment

Hiring or leasing equipment is one way to make your working capital go further. Here's how to make sure you get the right deal.

Team reviewing company information

Floating your company

Floating your company can be one of the most exciting experiences in your business life. But it can also be stressful, time-consuming and expensive.

Import finance

Import finance

Many businesses find importing requires more financial flexibility than buying from a UK supplier. Our guide to credit, currency and payment terms.

Business people and potential investor in a meeting

Obtaining venture capital FAQs

Sourcing venture capital, negotiating a deal and deciding on shareholder rights and management input. What to do if things go wrong.

Smiling couple with bank manager

Overdrafts and bank loans

Overdrafts and bank loans are the most common form of external financing available to businesses. Read our guide to reducing the cost and risk.

Bank manager explaining loan paperwork

Subsidised and guaranteed loans

If you have a promising business but can't provide the security needed for a bank loan, a supported loan scheme may be what you need.

Two business people looking at information and performing calculations

Valuing a business

The worth of a business is based on how much profit a buyer can make from it, and the potential risks. Read our guide to valuing your business.

Investors meeting around a table

Venture capital

Venture capital firms provide business finance in return for shares. Our guide to pitching for venture capital investment and the possible drawbacks.

Arm in suit sleeve sorting piles of coins

Your money and your business

How to manage both the investment you put into your business as an owner-manager, and the income, profits and other benefits you get from it.

Bank sign on skyscraper

Alternatives to the high street banks

According to a government poll, 18% of small businesses want to move banks. There are compelling alternatives to the high street banks, as we explain.

Getting a grant - checklist

Getting a grant - checklist

Your business might be entitled to claim a grant. Here's how to identify a scheme and apply for grant funding.

Man holding a pen writing on an investment sheet of paper

Attracting investment

Attracting investors is a difficult process. This is especially true for new businesses without trade history. But here are a few tips to help you.

Family members come together to fund a start up business

Q&A: Family investors

Andrew Niblock, commercial lawyer at Keystone Law, explains the importance of signing contracts with family members investing in your business.

Asset finance calculation sheets

Q&A: Asset finance

Steve Richardson of Funding Options answers key questions about asset finance and how it could benefit your business, starting with the basics.

Finance your community organisation

Finance your community organisation

Funding can be hard to come by and competition is fierce - but by planning your approach you can maximise your chances of attracting finance.