Finance

Appropriate financing can make or break your business plans. Our overview of how to secure the finance needed to start up or grow your business.

Article image
ARTICLE

Finance - overview

Appropriate financing can make or break your business plans. Our overview of how to secure the finance needed to start up or grow your business.

Article image
ARTICLE

Business loans - overview

Our introduction to borrowing money for your business - your options, how to work out how much you need and how to make sure you're creditworthy.

Article image
ARTICLE

Business grants - overview

Getting grant funding for your business can be difficult - but very valuable. Our guide to finding grants you might qualify for, and how to apply.

Article image
ARTICLE

Equity finance - overview

Getting investment for your business can be vital when borrowing isn't an option - but it can mean giving up some control. Read our overview.

Article image
ARTICLE

Business plans - overview

A well-researched business plan with realistic cash flow forecasts is essential for securing business investment or loans. Our overview.

Article image
ARTICLE

Import and export finance - overview

Doing business overseas can be complex and risky. Our guide to your options and the financial issues you might face when importing and exporting.

News image
ARTICLE

Business angels

Business angels are wealthy individuals who provide capital - and sometimes advice - in return for company shares. Here's how to pitch to an angel.

News image
ARTICLE

Car finance

Get finance for your business cars wrong and you could end up with big headaches and even bigger bills. Read our guide to arranging car finance terms.

News image
ARTICLE

Export finance

Exporting can be more financially complex than selling in the UK. How to negotiate payment methods, choose financing and deal with foreign currencies.

News image
ARTICLE

Factoring and invoice discounting

Businesses often find that factoring (or invoice discounting) is a more flexible source of working capital than bank finance. Read our guide.

News image
ARTICLE

Finance your high-growth business

The right financing lets you make the most of your business' growth potential. Read our guide to the different sources of finance available.

News image
ARTICLE

Finance your start-up business

When setting up a new business you need to be clear about how much money you are going to need and where to find it. Read our overview of the options.

News image
ARTICLE

Financing equipment

Hiring or leasing equipment is one way to make your working capital go further. Here's how to make sure you get the right deal.

News image
ARTICLE

Floating your company

Floating your company can be one of the most exciting experiences in your business life. But it can also be stressful, time-consuming and expensive.

News image
ARTICLE

Getting a grant - checklist

Your business might be entitled to claim a grant. Here's how to identify a scheme and apply for grant funding.

News image
ARTICLE

Getting a grant for your business

Securing grant funding could really help your business develop. Here's how to identify relevant schemes and manage the application process.

News image
ARTICLE

Import finance

Many businesses find importing requires more financial flexibility than buying from a UK supplier. Our guide to credit, currency and payment terms.

News image
ARTICLE

Obtaining venture capital

Venture capital firms provide financing in return for shares. Business angels do the same, but usually expect a higher degree of personal involvement.

News image
FAQS

Obtaining venture capital FAQs

Sourcing venture capital, negotiating a deal and deciding on shareholder rights and management input. What to do if things go wrong.

News image
ARTICLE

Overdrafts and bank loans

Overdrafts and bank loans are the most common form of external financing available to businesses. Read our guide to reducing the cost and risk.

News image
ARTICLE

Plan and budget for growth

Growing businesses need to be agile, responsive and have contingency plans for whatever the market throws at them. How to plan for business growth.

News image
ARTICLE

Subsidised and guaranteed loans

If you have a promising business but can't provide the security needed for a bank loan, a supported loan scheme may be what you need.

News image
ARTICLE

SWOT analysis

SWOT analysis looks at your strengths and weaknesses, and the opportunities and threats your business faces. Read our guide to completing a SWOT.

News image
ARTICLE

Valuing a business

The worth of a business is based on how much profit a buyer can make from it, and the potential risks. Read our guide to valuing your business.

News image
ARTICLE

Venture capital

Venture capital firms provide business finance in return for shares. Our guide to pitching for venture capital investment and the possible drawbacks.

News image
ARTICLE

Writing a business plan

A business plan outlines your strategy - from the market you operate in to your staff and marketing activities. Our guide to writing a great plan.

News image
ARTICLE

Your money and your business

How to manage both the investment you put into your business as an owner-manager, and the income, profits and other benefits you get from it.

News image
ARTICLE

Attracting investment

Attracting investors is a difficult process. This is especially true for new businesses without trade history. But here are a few tips to help you.

News image
VIDEO

Business plan layout

In this short YouTube video clip, Business Wales explains how to create and lay out a business plan.

News image
ARTICLE

How I put together my start-up business plan

Writing a business plan forces you to consider many different issues, and this can help focus your thinking. Chris Wildman, director of Town End Farm Shop, tell us how he created his start-up business plan.

News image
ARTICLE

Start-up business plan: Top 10 tips

Writing a business plan can seem daunting if you've never done it before but you can't afford to put it off. Here's how to get it right.

News image
ARTICLE

Types of venture capital investment

Venture capitalist investors and business angels may be able to help you obtain financing for your business in return for a proportion of your shares

News image
TOOL

Business finance and support finder

Visit the GOV.UK website to access this interactive tool to identify possible sources of finance for your company, plus business support services.

News image
TOOL

Business plan template

These business plan templates can help you think about your business ideas and get a plan together.

News image
ARTICLE

Financing your new business

Finance is important to any business. We explain 12 common sources of start-up and development finance for businesses needing cash.

News image
ARTICLE

Q&A: Asset finance

Steve Richardson of Funding Options answers key questions about asset finance and how it could benefit your business, starting with the basics.

News image
ARTICLE

Q&A: Commercial mortgages

A commercial mortgage is secured against a property other than your home. It may allow you to buy business premises and set up a long-term investment.

News image
ARTICLE

Q&A: Family investors

Andrew Niblock, commercial lawyer at Keystone Law, explains the importance of signing contracts with family members investing in your business.