Pensions

You and your employees need enough money to support yourselves in retirement. Relying on the state pension is unlikely to be a good choice.

Pensions
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Pensions - overview

Pensions for business owners and employers. Our introduction to what you need to do about arranging and contributing to a pension scheme.

A couple are enjoying their retirement playing golg together in the sunshine
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Private pensions - overview

No matter how successful your business is now, it's important to be realistic about your retirement needs. Our overview of personal pensions.

An older female employee celebrates her retirement with her colleagues
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Employee pensions - overview

Auto-enrolment means most employers now need to provide an employee pension. We explain your obligations and how to choose a scheme.

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Pension income calculator

To work out how much income you are likely to receive from your pension, visit the Money Advice Service website for a pension forecast.

Pensions for business owners
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Pensions for business owners

As a business owner, pension planning should be part of your overall planning for financing your business and realising the value built up in it.

Pensions for senior managers
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Pensions for senior managers

A good pension scheme can be an invaluable benefit for attracting and retaining key senior staff. Our guide to the options available.

Retired couple at home - Pensions for your employees
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Pensions for your employees

Every business must now enrol their employees in an occupational pension scheme. Read our guide to the law and how to fulfil your duties.

Hand sorting out money into piles
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Your money and your business

How to manage both the investment you put into your business as an owner-manager, and the income, profits and other benefits you get from it.

FAQs

Auto-enrolment FAQs

Find out how the auto-enrolment rules for pensions affect your business. Answers to common questions about your obligations as an employer.