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Venture capital firms provide financing in return for shares. Business angels do the same, but usually expect a higher degree of personal involvement.

Overdrafts and bank loans are the most common form of external financing available to businesses. Read our guide to reducing the cost and risk.

The old saying 'turnover is vanity, profit sanity and cash reality' remains true. Cash flow really is the blood supply of any business.

While you may not be able to influence how much customers spend, you can do is to control your costs and look at variable and fixed costs.

The building trade presents all sorts of risks, from health and safety to equipment theft and customer disputes. Our guide to getting insured.

If you need to defend a legal claim, costs can quickly mount up. Without insurance, it might be simply too risky - even if you're in the right.

To work out how much income you are likely to receive from your pension, visit the Money Advice Service website for a pension forecast.

You need to be able to answer questions about pensions auto-enrolment but without giving financial advice. How to handle common questions.

If you are only entitled to basic personal allowances and your tax is straightforward, use this tax, interest and penalty calculator from HMRC.

This toolkit provides guidance to tax advisers and those completing a SA tax return on the common errors in relation to Capital Gains Tax for shares.