Types of business insurance

There are small business insurance policies to cover every type of business risk from motor vehicle insurance and public liability insurance to insurance the can help you recover if you have to temporarily cease trading. Discover what insurance coverage your small business needs with our expert guides to:

Empty white shop which has been damaged

Business interruption insurance

Putting things right after a major incident at your workplace can be time-consuming - and while you're getting back to normal, you're losing income.

Two tradesman in blue tops stood beside a grey van

Business vehicle insurance

Every business vehicle needs the right insurance, whether it's owned or leased by the business, by you personally or by an employee. Our guide.

Woman sat on a sofa holding a mug while completing her home business insurance

Home business insurance

If you run your business from your home, you need to make sure you're properly insured - your current home insurance may well not cover you.

Worker in white hard-hat looking at big sheet of paper

Insurance for builders and tradesman

The building trade presents all sorts of risks, from health and safety to equipment theft and customer disputes. Our guide to getting insured.

Female in blue shirt biting pencil considering freelance insurance

Insurance for the self employed

If you are self employed or you work as a contractor or freelancer, you will need to arrange insurance. It's unlikely you will be covered by your client's or agency's insurance. We explore the types of insurance you may need.

A man in a suit typing at a laptop that has smoke coming out of it

IT and cyber insurance

Along with theft and damage, you need to protect your tech against online threats such as viruses. Good security and the right insurance can help.

Man burying his head in his hands about the costs of legal insurance

Legal costs insurance

If you need to defend a legal claim, costs can quickly mount up. Without legal costs insurance, it might be simply too risky - even if you're in the right.

Multiple different people stood in an open-plan styled office

Office insurance

Think you don't need insurance for your low-risk, office-based business? Think again - an uninsured problem could be disastrous. Our guide.

Business partners arrange their product liability insurance

Product liability insurance

If your product injures someone or damages their property, you might face a claim for compensation. Product liability insurance can cover the costs.

A professional adviser works confidently with a couple knowing she has professional indemnity insurance in place

Professional indemnity insurance

Professional indemnity insurance helps protect you if a client thinks they lost out because of advice you gave them. We explain the basics.

A cafe owner works happily knowing he is backed up by insurance

Pub, restaurant and cafe insurance

If you run a pub or restaurant, you need to be protected against risks like theft or flooding as well as legal claims against your business.

A small business confidently sells camera equipment knowing he is covered by his insurance policy

Public liability insurance

Public liability insurance covers you if your business causes injury or property damage - from legal costs to any compensation you might have to pay.

A woman arranges insurance for her small shop

Shop insurance

Shop owners have specialist insurance needs to make sure they're protected. Our guide to the main issues to consider and how to reduce your risks.

What does the * mean?

If a link has a * this means it is an affiliate link. To find out more, see our FAQs.