Business loans

Borrowing can be a key part of funding your business, alongside any equity finance you and other investors have put into the venture.

Business loans - overview

Our introduction to borrowing money for your business - your options, how to work out how much you need and how to make sure you're creditworthy.

Person holding car keys and tapping on tablet

Car finance

Get finance for your business cars wrong and you could end up with big headaches and even bigger bills. Read our guide to arranging car finance terms.

Team around table examining financials

Factoring and invoice discounting

Businesses often find that factoring (or invoice discounting) is a more flexible source of working capital than bank finance. Read our guide.

Group of people in hard hats on building site

Financing equipment

Hiring or leasing equipment is one way to make your working capital go further. Here's how to make sure you get the right deal.

Smiling business owners arranging loan with bank manager

Overdrafts and bank loans

Overdrafts and bank loans are the most common form of external financing available to businesses. Read our guide to reducing the cost and risk.

Bank manager explaining loan paperwork

Subsidised and guaranteed loans

If you have a promising business but can't provide the security needed for a bank loan, a supported loan scheme may be what you need.

Bank manager discussing business loan repayments with business owners

How to get a business loan

How to get a business loan; sources of business finance and start-up funding, understanding loan repayment terms and how to apply for a loan.

Asset finance calculation sheets

Q&A: Asset finance

Steve Richardson of Funding Options answers key questions about asset finance and how it could benefit your business, starting with the basics.