Pensions

You and your employees need enough money to support yourselves in retirement. Relying on the state pension is unlikely to be a good choice.

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Pensions - overview

Making sure you and your employees have enough money for a comfortable retirement takes planning. Read our guide to the basics.

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Private pensions - overview

No matter how successful your business now, it's important to be realistic about your retirement needs. Our overview of personal pensions.

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Employee pensions - overview

Auto-enrolment means most employers now need to provide an employee pension. We explain your obligations and how to choose a scheme.

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Pension income calculator

To work out how much income you are likely to receive from your pension, visit the Money Advice Service website for a pension forecast.

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Pensions for business owners

As a business owner, pension planning should be part of your overall planning for financing your business and realising the value built up in it.

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Pensions for senior managers

A good pension scheme can be an invaluable benefit for attracting and retaining key senior staff. Our guide to the options available.

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Pensions for your employees

Every business will have to enrol their employees in an occupational pension before 2018. Read our guide to the law and how to fulfil your duties.

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Your money and your business

How to manage both the investment you put into your business as an owner-manager, and the income, profits and other benefits you get from it.

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FAQS

Auto-enrolment FAQs

The new auto-enrolment rules can be confusing for small business owners - find out from our helpful FAQs what your obligations are.

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Create your auto-enrolment plan

Make sure your business is prepared for pensions auto-enrolment - use this tool to help you identify what you'll need to do to prepare.

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Q&A: Choosing a staff pension scheme

Charles Counsell, executive director automatic enrolment at The Pensions Regulator, answers key questions for employers on choosing a pension scheme