Business insurance needs

Every type of business will have different insurance needs - from employees to premises and vehicles. Our guide to understanding what cover you need.

It's essential to get adequate insurance cover for your business, so that if disaster strikes your business can recover.

An unexpected event such as a break-in, fire, flood or computer failure could destroy your business. How to cushion the impact with insurance.

If you work as a contractor or freelancer, you likely won't be covered by your client's or agency's insurance. The types of insurance you may need.

If you run your business from your home, you need to make sure you're properly insured - your current home insurance may well not cover you.

The building trade presents all sorts of risks, from health and safety to equipment theft and customer disputes. Our guide to getting insured.

If you run a property business, ordinary premises insurance is unlikely to cover you. Our guide to cover for landlords and property developers.

Think you don't need insurance for your low-risk, office-based business? Think again - an uninsured problem could be disastrous. Our guide.

Even the best consultants make mistakes - which could lead to substantial legal fees and compensation. Our guide to insurance for advisers.

If you run a pub or restaurant, you need to be protected against risks like theft or flooding as well as legal claims against your business.

Shop owners have specialist insurance needs to make sure they're protected. Our guide to the main issues to consider and how to reduce your risks.