Insurance

Insurance is vital to help your business get back on its feet if the unexpected happens. How to make sure you get the right coverage at the right price.

Every type of business will have different insurance needs - from employees to premises and vehicles. Our guide to understanding what cover you need.

Different types of insurance protect your business from different types of risk. Our overview of the key insurance types available.

Managing risk effectively can lower your insurance premiums. Read our guide to key risks and how to implement a system to help minimise them.

If you need to make an insurance claim it's important to follow the right procedures so it can be settled quickly and in full. Our overview.

It's essential to get adequate insurance cover for your business, so that if disaster strikes your business can recover.

The cost of litigation can put you under serious financial pressure, even if you win. Read our guide to insuring against the cost of legal action.

An unexpected event such as a break-in, fire, flood or computer failure could destroy your business. How to cushion the impact with insurance.

Depending on the size of your business and what you do, there are some insurances that will be compulsory and others that are highly advisable. 

Claiming on your insurance can be stressful - but if you follow these steps you can maximise your chances of success.

All businesses face a wide range of risks every day, from fire damage to theft. Our overview of how to assess business risks and insure against them.

Jazz Gakhal answers questions about business insurance, including which types you may need, how to make a successful claim and how to minimize risk.

Theft, vandalism and arson are the crimes most likely to affect your business. The security measures you should consider to protect your premises.

The building trade presents all sorts of risks, from health and safety to equipment theft and customer disputes. Our guide to getting insured.

Putting things right after a major incident at your workplace can be time-consuming - and while you're getting back to normal, you're losing income.

Every business vehicle needs the right insurance, whether it's owned or leased by the business, by you personally or by an employee. Our guide.

If you work as a contractor or freelancer, you likely won't be covered by your client's or agency's insurance. The types of insurance you may need.

Directors and officers are at risk from an alarming range of potential claims. Protect yourself from legal costs, disqualification and worse.

Employers’ liability insurance is a legal requirement for most employers. We explain this and other types of employee insurances you might want to consider.

Making a sale doesn’t guarantee you're going to get paid. Goods can be damaged, stolen or lost and customers can go out of business or refuse to pay.

If you run your business from your home, you need to make sure you're properly insured - your current home insurance may well not cover you.

Finding out that your insurance doesn’t cover you after an incident can be devastating. Make sure you have the right amount of cover.

Insurance is supposed to help when your business has a problem - so it can be very frustrating if your insurer rejects all or part of your claim.

This short guide from the Association of British Insurers will help you understand what insurance you will need for your small business.

Along with theft and damage, you need to protect your tech against online threats such as viruses. Good security and the right insurance can help.

If you run a property business, ordinary premises insurance is unlikely to cover you. Our guide to cover for landlords and property developers.

If you need to defend a legal claim, costs can quickly mount up. Without insurance, it might be simply too risky - even if you're in the right.

Many businesses depend on their tech and data. A major incident can be expensive or even impossible to recover from - so risk management is essential.

Think you don't need insurance for your low-risk, office-based business? Think again - an uninsured problem could be disastrous. Our guide.

If your product injures someone or damages their property, you might face a claim for compensation. Product liability insurance can cover the costs.

Even the best consultants make mistakes - which could lead to substantial legal fees and compensation. Our guide to insurance for advisers.

Professional indemnity insurance helps protect you if a client thinks they lost out because of advice you gave them. We explain the basics.

If you run a pub or restaurant, you need to be protected against risks like theft or flooding as well as legal claims against your business.

Public liability insurance covers you if your business causes injury or property damage - from legal costs to any compensation you might have to pay.

Shop owners have specialist insurance needs to make sure they're protected. Our guide to the main issues to consider and how to reduce your risks.

It's important for all businesses to assess risk and to seek sufficient insurance cover; it grants peace of mind. It also, of course, protects your business.

If you're finding it hard to get insurance because of flood risk, this tool can help you track down a specialist insurer.