Insurance

If disaster strikes, insurance helps your business get back on its feet as quickly as possible - but you need to get the right coverage.

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Insurance - overview

Insurance is vital to help your business get back on its feet if the unexpected happens. How to make sure you get the right coverage at the right price.

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Business insurance needs - overview

Every type of business will have different insurance needs - from employees to premises and vehicles. Our guide to understanding what cover you need.

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Managing business risks - overview

Managing risk effectively can lower your insurance premiums. Read our guide to key risks and how to implement a system to help minimise them.

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Making an insurance claim - overview

If you need to make an insurance claim it's important to follow the right procedures so it can be settled quickly and in full. Our overview.

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Insurance against legal claims

The cost of litigation can put you under serious financial pressure, even if you win. Read our guide to insuring against the cost of legal action.

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Insure your business

An unexpected event such as a break-in, fire, flood or computer failure could destroy your business. How to cushion the impact with insurance.

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Managing insurance risks

All businesses face a wide range of risks every day, from fire damage to theft. Our overview of how to assess business risks and insure against them.

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Q&A: Business insurance

Jazz Gakhal answers questions about business insurance, including which types you may need, how to make a successful claim and how to minimize risk.

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Securing your premises

Theft, vandalism and arson are the crimes most likely to affect your business. The security measures you should consider to protect your premises.

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Business interruption insurance

Putting things right after a major incident at your workplace can be time-consuming - and while you're getting back to normal, you're losing income.

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Business vehicle insurance

Every business vehicle needs the right insurance, whether it's owned or leased by the business, by you personally or by an employee. Our guide.

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Contractor and freelancer insurance

If you work as a contractor or freelancer, you likely won't be covered by your client's or agency's insurance. The types of insurance you may need.

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Employee insurances

Employers’ liability insurance is a legal requirement for most employers. We explain this and other types of employee insurances you might want to consider.

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Home business insurance

If you run your business from your home, you need to make sure you're properly insured - your current home insurance may well not cover you.

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How to avoid under-insurance

Finding out that your insurance doesn’t cover you after an incident can be devastating. Make sure you have the right amount of cover.

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IT and cyber insurance

Along with theft and damage, you need to protect your tech against online threats such as viruses. Good security and the right insurance can help.

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Legal costs insurance

If you need to defend a legal claim, costs can quickly mount up. Without insurance, it might be simply too risky - even if you're in the right.

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Managing IT-related risks

Many businesses depend on their tech and data. A major incident can be expensive or even impossible to recover from - so risk management is essential.

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Office insurance

Think you don't need insurance for your low-risk, office-based business? Think again - an uninsured problem could be disastrous. Our guide.

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Product liability insurance

If your product injures someone or damages their property, you might face a claim for compensation. Product liability insurance can cover the costs.

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Professional indemnity insurance

Professional indemnity insurance helps protect you if a client thinks they lost out because of advice you gave them. We explain the basics.

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Pub, restaurant and cafe insurance

If you run a pub or restaurant, you need to be protected against risks like theft or flooding as well as legal claims against your business.

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Public liability insurance

Public liability insurance covers you if your business causes injury or property damage - from legal costs to any compensation you might have to pay.

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Shop insurance

Shop owners have specialist insurance needs to make sure they're protected. Our guide to the main issues to consider and how to reduce your risks.

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Find specialist flood insurance

If you're finding it hard to get insurance because of flood risk, this tool can help you track down a specialist insurer.

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Q&A: Business insurance

It's important for all businesses to assess risk and to seek sufficient cover; it grants peace of mind. It also, of course, protects your business.