Business insurance needs

Different business will face different types of risk and will need cover for their specific situation. Some insurance is legally required.

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Business insurance needs - overview

Every type of business will have different insurance needs - from employees to premises and vehicles. Our guide to understanding what cover you need.

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Insure your business

An unexpected event such as a break-in, fire, flood or computer failure could destroy your business. How to cushion the impact with insurance.

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Contractor and freelancer insurance

If you work as a contractor or freelancer, you likely won't be covered by your client's or agency's insurance. The types of insurance you may need.

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Home business insurance

If you run your business from your home, you need to make sure you're properly insured - your current home insurance may well not cover you.

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How to avoid under-insurance

Finding out that your insurance doesn’t cover you after an incident can be devastating. Make sure you have the right amount of cover.

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Office insurance

Think you don't need insurance for your low-risk, office-based business? Think again - an uninsured problem could be disastrous. Our guide.

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Pub, restaurant and cafe insurance

If you run a pub or restaurant, you need to be protected against risks like theft or flooding as well as legal claims against your business.

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Shop insurance

Shop owners have specialist insurance needs to make sure they're protected. Our guide to the main issues to consider and how to reduce your risks.